CURAC Affinity Agreements
by Frank Millerd
Registered Teachers of Ontario Plans
Members of WLURA can join the Retired Teachers of Ontario
(RTO) and participate in RTO’s group plans. You
must be a member of RTO (fee is $70 per year) to join an
RTO group insurance plan, but you can join RTO
without joining an RTO plan.
RTO Extended Health Care Plan
- Pays for eligible expenses not normally covered by a government
health insurance plan and that are recommended medically necessary.
- Includes, with some limitations, prescription drugs, vision care,
eldercare guidance, paramedical practitioners, aids and
appliances, and care after dental accidents.
- Comprehensive travel medical and trip-cancellation
insurance for 93 days per trip.
Retirees not now members of WLU or another extended
health care plan, or those wishing additional insurance, may join
RTO and the RTO Extended Health Care Plan.
RTO members currently in Laurier’s plan will be accepted
into the RTO Extended Health Care Plan without a medical
questionnaire. Coverage also available for a spouse and dependent
children.
Joining RTO to ensure that the surviving spouse or
partner is eligible to join RTO group plans:
- The surviving spouse of a deceased retiree may join RTO
and RTO’s plans only if the deceased retiree was an
RTO member at time of the retiree’s death.
- After a retiree dies, health and dental benefits from Laurier for a
surviving spouse and eligible dependents continue for two years.
- A surviving spouse who joins the RTO plan within two
years of the retiree’s death and is still a member of Laurier’s
Group Benefits Plan will be accepted into the plan without a
medical questionnaire.
- A retiree may want to join RTO to ensure that the
surviving spouse is eligible to join RTO and their group
plans.
RTO does not offer stand-alone travel insurance but
their full extended health care package includes competitive
travel and trip-cancellation insurance.
Travel Planning
Collette Travel:
Inquiries and bookings can be made at
1-855-394-8687 or through a travel agent.
CURAC
members save $100 per person on all tours,
all dates. Mention your CURAC membership when calling.
Use code CURACSAVE for seasonal offers up to $500 off
per person.
www.gocollette.com
Trip Merchant:
At the website
www.curac.tripmerchant.ca/
enter the CURAC password:
CURACTM18 Mention your CURAC membership when
inquiring.
Trip Insurance:
Johnson Inc. offers two Trip Insurance plans to
CURAC/ARUCC members.
- MEDOC Travel Insurance provides emergency health care as
well as trip cancellation or interruption coverage.
- Stand Alone Trip Cancellation Insurance for those who already
have out-of-province medical insurance. The coverage is per
person per trip for an unlimited number of trips per year at a
low annual premium to cover an individual, a couple, or a family.
Extended family members or friends of CURAC members are
also eligible.
For information on the policies and how to enrol, go to:
curac.johnson.ca.
Members who do not see a fit with the above may contact
Securiglobe (1-888-211-4444), a broker that
endeavours to match individual clients to insurance coverage that
suits their needs.
Home and Car Insurance
Waterloo-based Economical Insurance, a leading property and
casualty insurer, offers auto and home insurance at advantageous
rates to CURAC-affiliated retirees.
You may call 1-866-247-7700 for a quote or go
to: www.economicalgroup.com,
using discount code E2413.
Pet Care Insurance
PetSecure offers retirees affiliated with CURAC pet
insurance at advantageous rates. PetSecure is a member company of
Economical.
Visit
petsecure.com/group
for information.
For further information on all affinity agreements go to the
CURAC web
site www.curac.ca
and click on Member Benefits.